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Instant Payment

The bank is licensed and regulated by Central Bank of Nigeria (CBN) and insured by the Nigerian Deposit Insurance Corporation (NDIC)

NIBSS Instant Payment

No more Queue to deposit in your CEMCS MFB Accounts

With the Nigerian Inter Bank Settlement System Instant payment (NIBSS NIP), you can send money from your account in any bank in Nigeria instantaneously to your CEMCS MFB beneficiary ACCOUNT and receive value. This service is available 24 hours, and you receive funds in your CEMCS MFB account.


  • Launch your Internet or Mobile Banking App of any Bank
  • Navigate to “Send Money/Funds Transfer”
  • Select Instant Transfer
  • Select “CEMCS Microfinance Bank or CEMCS MFB” in the drop down list of Bank
  • Input your CEMCS MFB Beneficiary Account
  • Populate transaction data
  • Enter your PIN and send money to CEMCS MFB
  • Receive Value at CEMCS MFB Beneficiary Account


  • Fast and secure
  • Immediate value
  • Conforms to the Central Bank’s cashless policy
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